Track day insurance

Discussion in 'Trackdays' started by Remal, Nov 11, 2012.

  1. Remal

    Remal It's ME
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    I don't have the money or space for a track bike. but have been doing more track days than road riding and I can see this happening more again next year

    Who would people recommend for track insurance? Any idea's on costs

    i enjoy using my blade on track but it's always on the back of my mind re having a off

    Anyone with experience with insurance for track riding?
     
  2. fez.57

    fez.57 Well-Known Member

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    If you are using it more and more on track then why not sell the current blade and buy a track blade with a day time m.o.t
     
  3. IcarusGreen

    IcarusGreen Elite Member

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    I researched last year and seemed to be about £100 for the day and 50% the cost of your bike as excess.

    Hence why I bought my rr04 with ropey fairing and am just concentrating on making it more track orientated than looking pretty.
     
  4. Remal

    Remal It's ME
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    why not add a track fairing and get a daytime MOT for my bike?
     
  5. Remal

    Remal It's ME
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    I'm like you, I am more intrested in getting it ready for track then bling down the local bike meet.
     
  6. r1monkey

    r1monkey Active Member

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    as icarus green says ,massive excess, so only worth it if you were to totally destroy the bike, even then you would still have some bits to sell on if you didnt have insurance .
    if you were insured the insurer would take what is left and sell it to recoup their losses.
     
  7. fez.57

    fez.57 Well-Known Member

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    because you can pick up a decent 08+ track bike for 5-6k so you will be able to pocket some change from the sale of your bike to put towards the track days
     
  8. Remal

    Remal It's ME
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    Fez i was intending to keep the blade for longer than I normally do and turn it into a track bike. I would be just as concerned if I totaled a 5-6k bike as I would a 7-8k bike that i have now

    I was just getting my feelers out on what insurance is like for track. And what to expect if I had a off.
     
  9. fez.57

    fez.57 Well-Known Member

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    I know what you mean, i just thought having a few £££'s in your pocket and a proper track bike would be the best option
     
  10. martinowen

    martinowen Moderator
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    Ok silly question but I don't know much about track days and intend on doing one next year.

    Is track insurance a must? Or just an option you are choosing?
     
  11. IcarusGreen

    IcarusGreen Elite Member

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    Or just spend a bit on track fairings and crash protectors, best of both worlds.
     
  12. Remal

    Remal It's ME
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    I would rather have my bike, know the history and put upgrades on it that I want. even if I bought a Track bike it would not be set up for me and I would still want to change things
     
  13. Remal

    Remal It's ME
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    track fairing going on over the winter, crash bungs are on
     

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