Last year £356, this year renewal £353. Online quote from MCE using compare £220. I get told by rep that I am a loyal customer so the give me free no claims protection !!!!! Never pays to be loyal...dont tell the girlfriend
i ll never understand why after shopping around you can get better deals at times with the very same company that's offered the higher rates dot com !!
Last year with MCE £234, this year including 3 "free" months £293!! so fired them off and went with Bikesure for £188.
They reckon you have to change underwriters to get a better deal, hence the price comparison sites are cheaper. I cancelled one policy with them and then re-insured with them within 5 mins.
From what I understand brokers receive a commission from the insurance company for new policies, but the brokers can opt to reduce the commission in order to get the 'new client' on their books. After the 1st year, the brokers may not have so much flexability.