Hi all has anyone claimed or had any experiences with these ppi claims thats all in the press at the moment, i keep getting automated phone calls, emails etc saying you could be eligeable.?
My best mate had 8.5 grand payed out last week He is 28 and has had loans with lloyds since he was 18. Checked and he had been paying PPI on every 1 . Think it was 5 loans in all so he had a nice payout for Xmas Didn't use any solicitors at all .. Just 6 weeks of arguing with them over the phone
I did mine, one call to the bank they sent a letter 4 months later got my 2k back over the last 10 years of my c card! Thank you very much, dont bother with those companies all the banks etc have it automated now..
Cheers Dan iv'e got accident, unemployment. & sickness on my mortgage which is still running at the moment so i didn't know if it would be eligeable? i'm not into all this claiming lark and no doubt someones making a packet out of it all, but they seem to keep raming it down everyones throat.
Look at any statements you have mate if ppi is on them just give them a call, get whats yours back and enjoy... Good luck mate hope you get a packet back!
im in the middle of a claim now bud. do it yourself rather than these firms getting a cut from whats yours.
Do you know if mortgage protection is ok or is it just bank loans, i guess a mortgage is a bank loan?
Any insistence you have not agreed to should Not be there In the first place so they have to give it back . Your not winning money of them , just getting back what is yours
I only too it out once when I was 18. Lost my job, it didn't pay out. Threw a proper teenage strop in the branch at the bank manager, got a refund on the spot. Got a job the following week. Never took it out again.
Double check thou mate .. My buddy never took it out on all of his loans . checked a couple of months ago and he'd paid out eight and a half grand on it with out knowing . They tried to say he did know about it but he had kept all aper work and there was no mention of it so after a bit of arguing with them he got 8.5k paid back Very Happy Days
Thats the whole point no one took it out! It was part of the credit card when I got it in my case and I was told that you had to have it as part of the account, even though once I missed a payment and they charged me 20.00! So then what was the point of PPI, I read it as it should cover you in the even that you can not make payments??? Anyway they gave me the 20.00 back at the time as a GOGW anyhow four or five years later one case went to court and the claim was won by the customer thats what opened the door for the rest of us thanks to the FOS..
i know that iv'e taken this cover out, but how do i know if it was mis sold, its not like they are charging me for some thing i did'nt want?
This is also why a while ago lots of companies(banks) clocked on to the fcuk up and superseded their credit cards with a new one with better benefits. But by accepting the new card it's completely new contract so you can't claim against them !!! Sly bastards
