Travel Insurance when on bike

Discussion in 'Touring' started by bradt, Mar 1, 2016.

  1. bradt

    bradt Elite Member

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    Not sure if this is widely known, but a lot of travel insurance policies will only provide travel insurance cover if riding a motorcycle up to 125cc, not good if using the Blade overseas.
    I have taken a policy out with www.holidaysafe.co.uk who cover riders of bikes over 125cc
    They also offer extra cover for leathers etc whilst away.
     
  2. Si.

    Si. God Like

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    Always took out travel insurance separately with breakdown, covers repatriation back to UK if the worst happens, and covers all eventualities, inc dangerous activities. Never paid more than £30 for the both.
     
  3. Nigelg79

    Nigelg79 Active Member

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    Yeah I always take out my own insurance for Euro bike trips too - as Si said, never more than £30 depending on duration and will cover you for repatriation too.
     
  4. Emywmpb

    Emywmpb Active Member

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    Which insurance companies do you use that give such good deals?

    Cheers
     
  5. Nigelg79

    Nigelg79 Active Member

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  6. Si.

    Si. God Like

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  7. bradt

    bradt Elite Member

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    I may have worded my initial post incorrectly or it has been misunderstood, I am reffering to health insurance, not breakdown/recovery insurance.
    Some insurance companies will only include health cover if riding a small capacity motorcycle( at standard rates) should your Euro Trip include riding a higher capacity bike you may not be covered, Before taking out additional health insurance for the trip, just check with the company that you are protected.

    Sorry for any confusion
     
  8. Nigelg79

    Nigelg79 Active Member

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    Oh sorry mate, thought when it said travel insurance you meant the vehicle.
    I don't usually bother with health insurance in Europe. I carry my EHIC (European Health Insurance Card) with me so that covers me if I need treatment.
     
  9. Alblade

    Alblade God Like

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    What it does not do, is allow you to get home should the worse happen and you are unable to ride / travel without assistance.
    I fully understand it covers the medical bills for treatment but I always travel with medical cover.
     
  10. Alblade

    Alblade God Like

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  11. Nigelg79

    Nigelg79 Active Member

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    You're right, it doesn't. But the European breakdown cover does so i just stick with these.
    Each to their own though and you need to strike a balance otherwise you could get insurance for all sorts of things!
     
  12. sp1n99

    sp1n99 Active Member

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    The problem with relying on breakdown insurance is that if you breakdown on French autoroutes you can't be recovered by your chosen operator.
    On French autoroutes breakdowns and recovery are dealt with by approved ( read expensive) operators and these change on different sections.
     
  13. Slimwilly

    Slimwilly Member

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    Do not buy RAC euro breakdown, no help at all, and never paid the expenses of rider getting home without his bike, absolute rubbish help
     

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