I'd love to know what sort of insurance quotes people will get for a £24K bike. My insurance for the 2017 blade threw up alarm bells all over the web comparison sites.. they didn't think a bike would cost more than £12K about 3 years ago. Oddly enough, when I was looking for quotes for the standard blade + QS vs the SP (with QS as standard) many insurance quotes were lower for the SP as others considered the QS a performance enhancement / modification and hence an increased premium! Totally nuts in my opinion - I even phoned and spoke to a couple of near-human insurance brokers to check what their websites were coming up with was correct..
Mine is quite a bit higher than £589! Wish I was quoted that! The problem being is that I keep upgrading my bike once the insurance price drops quite significantly and then it shoots up again! For example, had a 600RR which went down to about £500 or so, then when I got the S1000R, it went up to around £1100 due to the value and power of the bike. Now my S1000R insurance is about £5-600 after a couple of years (beMoto quoting WAY lower than everywhere else, highly recommend them for their service too) and now I'm looking at a £24K Fireblade with an estimated insurance cost of around £1-1200 on comparison websites. BeMoto quoted me for the nearest equivalent over the phone (2019 SP) which came up around £8-900 but they said I should call up closer to the time of renewal where they'll speak to their underwriters about my experience and will likely get a cheaper quote. Bear in mind I'm a few years under 30 , been riding almost 10 years with 8 years NCD. Was living in London, now Hatfield. All in all, was expecting to take a hit and this isn't out of reach, surprised it's not much higher as I've gotten used to paying just over £1k after getting a new bike
Fickin ell Nigel, I'm only paying around £500 for both SP2 full NCD and ZZR 3 years NCD with 3 points, no alarms or trackers
You guys must be living in the middle of nowhere for those prices! I keep mine off the road, tracked, alarmed and locked up...
It's my age Joys of living in Pasty county in a village. everything comes in and goes out past the village busybody she misses fuck all
Well that’s a bargain.. my first year of my 2017 blade was close to £900 - guess that’s commuting into London and 7k miles per year..
The main cost of all motor insurance is injury, The bike is a known cost, and generally the more you pay the less you want to stuff it. you also have theft to factor in, but same again most people that spend a lot on a bike spend a lot on security and if you have ridden a long time with no accidents the discount is good . So us old gits that have a good ncd can be a little smug when people talk about how much we pay That is why I had a years fully comp on a 700 mile fireblade for £110 and my son paid £350 fire and theft only to store his R6
If it helps..probably not...I'm only two years older than you at 30 and my current insurance, fully comp is 246 for a 2016 Blade. No trackers or security declared, just a garage.
Well I know it goes against the grain but I'm looking at getting the base model in black, after a test ride. Some may say I'm mad but I know what I like. The Ohlins and Brembo's I can do without as it will just be a road bike, may look at some K-Tech internals in the future but just a suspension set-up will prob suffice.
I can't wait to test ride one. I can never afford it unless I winn the lottery or pick up a sugar daddy
Ohmygosh you're gonna regret saying that...I can hear Nigel typing you a love letter as I write lol.....
No plans to sell will just add it to the collection but I agree yes the SP will be more sought after but resale isn't high on my list. It was the same when I was looking into the VTR, people said the SPY is the one you want, no, I don't, I want a black SP2 but thanks anyway. Re the QS, never had one so don't know what I'm missing and may be able to sort something out in the deal anyway. The K-tech wold be sometime off so you can never offset the cost of accessories anyway, the depreciation after having ridden it off the forecourt will prob cover that. All valid points I appreciate.
