Well I guess from these quotes I need to move house and get a few more years no claims bonus (6 at the moment, no points on licence, no incidents) and a few more years riding experience ;-)
It’s being in Bexley that’s killing it, anywhere in London is a huge premium on insurance for bikes and cars.
Yeah, I think you're right sadly. Moving house to get cheaper insurance is a bit extreme.. Just can't stomach the prospect of paying £1500+ per year to insure a new blade.. Time to "invest" some money in www.national-lottery.co.uk I suppose.. That was also part of the reason why I decided to cancel my order for the Triumph Daytona 765 Moto2 which I know @nigelrb went ahead and bought (not my one obviously) - just getting destroyed by insurance quotes. I guess a bike is much higher risk than a car as my SQ5 costs less than £600/yr to insure - am tempted to get rid of that and swap it for a new blade but I don't think that will go down well with the boss.
Absolutely, I'm as close to London without a London Postcode you can get!. As I'm not commuting anymore my mileage is tiny, makes the standard PCP deal of £139 per month a bit tempting.
Annoyingly I'm right on the boundary of Greater London. We're actually in Kent with a DA5 postcode, but our address for some reason includes "Bexley" in it despite not being in the London Borough of Bexley (we pay council tax to Dartford Borough Council)... Ok at this rate, I'll start telling you all my life story, which is utterly uninteresting so I'll stop there! Appreciate all the effort you people have gone to humouring me with checking out quotes. Big thumbs up to everyone!
So I must be old and live in a good area for bikes and that was the first attempt so sure I could get that down a lot with a phone call here and there
I pay council tax to Sevenoaks, but have a poxy DA postcode by yards, puts 20 fooking % on my premiums. That said unlike the gut wrenching quotes above, have 2 bikes with guaranteed values, full salvage rights and UK/ Euro breakdown and legal for the obscene amount of £125 a year.
I think you need to move to Lincolnshire folks. Insurance companies virtually pay you it’s that cheap.
£1400 for me, no voluntary excess, 7 years NCB with my accident declared. Thought the days of insurance quotes like that left me years ago
So that's borderline tempting for me, especially as I imagine it would drop by £200-£300 after a year as the value of the bike drops, but the thought of paying £1800 for insurance for a restricted 4,000 SD&P miles per year is just too much to stomach.. Makes me wonder what I'd have to pay should I ever be stupid enough to get a Norton V4R (now they're back in business)..
Shhhhh don't tell them that or they'll all being moving up here and messing it up for the rest of us who have already moved here
Alter your mileage to 3999, always said 4000, until a nice ins. agent said to alter it will save a few quid Edited Just done a compare 3999 miles with 3 points 1 claim Hiss as alarm datatag kept in garage £450 excess quoted £527 with bikesure
Strangely enough RAC were quoting me about £500 with 500 excess via the meerkats but when I added a £200 voluntary excess Bennets were cheapest ar over £900 with a total of 950 in excess. Weird. Would indicate the rates are a bit hit and miss at the moment but should settle down. For ref just paid £270 on a 69 plate 2018 SP
Just ran a quote through the meerkat......£2667.67 if thats any consolation 1-5 as you've listed, with my post code which is in Bucks. I'd guess it's my riding history etc (only holding full licence for 4 years, 6 years NCB, no accidents). But I did declare my Bikesafe certificate! Still, there's always some else worse off. A colleague of mine on an A2 was quoted £2k plus for the new R6.
Wow this is the first quote, other than @nigelrb 's MCE £7K+ 3rd quote, that has made mine look reasonable.. I've no idea how the insurance companies can justify the premium - I guess they're just not interesting it taking the risk.. @Empty_Ten I guess you're either in the wrong postcode or just too young.. Although we all know that at some point (if we're lucky) we also become too old.. I'd hope being in my mid 40's that I'd be just about right but my postcode must be killing my quote. Can't see me getting a 2020 blade as I'd also want to commute into London 5 days/week which I'm sure would add another £2k. I did once ask to have business use added as I was thinking of riding to a conference for work on my bike - but that was an extra £500 just for adding up to 999 business miles.. £2k+ for an R6 - ouch, that is simply ridiculous..
