Insurance

Hi all,just received my insurance reminder and decided to "come clean" about a few mods I may have ie PCV and R77.Premiums have now doubled to £650 fully comp instead of just over £300 without the mods.The question is can anyone recommend a company that doesnt load the premiums too much for something that looks cosmetically better (exhaust) and makes it run better (PCV). Your thoughts would be greatly appreciated,along with names of sympathetic companys!!

The matter is now resolved paid £530 all declared with MCE inc breakdown legal cover etc etc.H and R came a close second at £503 but without breakdown etc.Thanks for all the help and advice it was very much appreciated!

 

Try Motorcycle Direct, got mine for £191-00 fully comp, standard exhaust, pc111 and custom map, k+n air filter, 9 years + no claims, oh yes did I mention I'm 50 years of age........still ride like an 18 year old though

 

Thanks for the reply, im 50 aswell ,hence the astonishment at the price,only thing is I have a Manchester postcode which does bump it up! Will try them and see what they come in at,ta very much.

 

Also try The Policy Shop, they charged me about £240-00 last year and no worries with mods.

 

I don't do protected no claims, had a mate got his tranny pick up stolen. Premium was £1000 but when he tried to re-insure it had jumped to £2000. They got round it by telling him the premium had gone up but he still had his full no claims discount !

 

Yes,im wise to that one,heard it before.Policy shop just quoted me £607.00 clean license,9 years no claims no convictions or claims,50 years old.Even Dick Turpin had the decency to wear a mask!!

 

Try MCE im 31 mods declared akra, PCV @ 169 rwhp crash bungs, sfs hoses screen and seat cowl = £240 6 years no claims fully comp

 

Hi Jamie,would I be correct in thinking that you live in a rural area.I have tried MCE and they graciously said they could do it for £650 which to be honest is one of the better quotes.Carole Nash wanted £950 or £650 without mods,and they never used to load for cans,powercommanders etc!I went to insure a 3.2 Porsche Boxster worth £20k the other week and that was only £375 fully comp,where did I go wrong!!At this rate there may be a mint RRA up for grabs shortly.

 

Yeovil..... Rural I guess lol

 

Just insured the 2012 with Hastings (Zenith). 39 - 4 years NCB - Garaged £480. No loading for exhaust mod (road legal of course) unless over £500 in which case it's 10% of the premium.

Worst quote was Honda, £1028 !

 

Try H&R.
I'm 46, 4 yrs protected NCB, exhaust and PCV declared £330.

 

I looked at H&R today but their web site was down and couldn't find any contact details so gave up.

 

Ive had the same problem for the past few days. but they are cheap

 

Hi Steve, which insurance company was that with please?

 

H&R. h&r insurance - Car Insurance - Motorbike Insurance - Home Insurance - Commercial Insurance - Travel Insurance

 

I was with h&r last year, good quotes had a joint policy for an 08 R1 and my blade. £450ish fully comp. called them earlier quote for just the blade with several mods declared £247......

 

I renewed in march with motorcycle direct.. 2011 blade all mods declared 40 year old 9 years ncb fully comp 500 excess for £162 but do live in Cornwall. Was still the cheapest quote by a long way and surprised they didn't sting me for the mods.

 

With Bennets mine has gone up from £320 to £370 this month.
Didn't get a chance to shop around as I was too busy.
Peed off as I was only paying £320 back in 2008 on a brand new £26,000 Ducati 1098R!!!