i have just insured my bike on a rider policy with carol nash underwritten by aviva and it wasnt cheap, also they wanted £300 more to insure the passenger
Well, on the Benetts website put in detail to get a rough quote. Thought full details might help someome. Married Male Age 43 Address Sidcup, Kent Cbr1000rr Repsol Rep No Accidents Full time employment Maintance manager Electrical contractor Part time Motor engineer Motor Trade No NCD Riding how many yrs 0 yrs held a licence less than 1 5000 miles annual Value £6,500 Excluding commuting Quoted £265.05 Put on Slip on Can Crash bobbings Quoted £275.15 Put on SP30 4.5 yrs ago SP30 3.5 yrs ago Quoted £295.25 Put on Legal expenses included RAC Breakdown Personal accident Helmet & leathers Quoted £339.25 All with a Voluntary Excess £100 And compulsory Excess £100 Amazed me too. Perfect, just got to pass my test now !!!!!
Yes and another ten yrs it ll be like mine,,,,,,, 15 months for the price of 12 And look what's included
Just took out a policy with Swinton! 2012 blade with mods 2000 SP1 Fully comp with legal protection Excess cover NC protection Breakdown Personal protection £275.00
Having an absolute nightmare finding insurance. Hastings Direct won't insure me, Bikesure, EBike, MCE and Carole Nash all over £500 with Carole Nash at £712.62. Right Choice in Essex are coming out best at £330. Think I should have kept my mouth shut about the mods.
You could do what I did on the advice of someone on here. It worked too. Go through one of the price comparison websites and declare no mods. Accept the quote and then phone after you've paid and play the daft lad saying that you couldn't remember seeing a place on the site where you could put your mods on. Speak to them about adding them on and they may just keep your price the same. They did in my case.
Last 8 points involved my land rover discovery 3 (5 points speeding) Audi A3 diesel (3 points speeding).
this is a very good and valid point because other than bennets, no other company give a description of what "mods" need not to be declared. I like your plan to discuss it direct with the agent and if you save some pounds, hey who can argue with this one thing i noticed about the "extras" thrown in by some companies (e.g MCE) the covers can be extremely basic! In my case i noticed the RAC cover would just transport the stranded bike to within 10 miles of the actual location. now if the nearest garage is say 15 miles, then you pay for the extra distance (now whether rac would charge you, i don't know but nowadays when it comes to money, all companies have such mercenary attitude) i resolved the issue by taking out a personal breakdown policy cover
