Personal or multi vehicle breakdown

Discussion in 'General 1000RR Discussion' started by Fraz, Apr 7, 2017.

  1. Fraz

    Fraz Active Member

    Joined:
    Oct 11, 2015
    Messages:
    79
    Likes Received:
    29
    With a few bikes and car I'm wondering what's the best option for breakdown cover UK & European. Looking online it seems it's either for car or bike but not both. Does anyone have any recommendations? I did use to join M.A.G solely for the discounted breakdown which you could re-use each year without rejoining but I think they have stopped that.
     
    #1 Fraz, Apr 7, 2017
  2. tuktuk

    tuktuk Elite Member

    Joined:
    Dec 2, 2015
    Messages:
    2,011
    Likes Received:
    1,320
    I joined rac which covers me as a driver or passenger of any vehicle. £100 or so per year.
     
    #2 tuktuk, Apr 7, 2017
  3. Greco

    Greco Active Member

    Joined:
    Sep 18, 2014
    Messages:
    932
    Likes Received:
    151
    Have a look on Green Flag mate. They tend to insure you whatever vehicle you are driving under one policy. Well, this is what i have so no problems so far.
     
    #3 Greco, Apr 7, 2017
  4. T.C

    T.C Elite Member

    Joined:
    Feb 9, 2012
    Messages:
    1,007
    Likes Received:
    959
    You are correct providing you have personal cover, but t be fair personal cover with Green Flag is still usually cheaper than basic cover with the remainder. I have been with GF for years and never had an issue.

    The other ones worth looking at are Europe Assistance http://www.europ-assistance.com/en and Brittania Rescue which appears to be through LV insurance these days but open to all https://www.britanniarescue.com/

    You may also find this link helpful as a comparison http://roadsideassistance.co.uk/breakdown/
     
    #4 T.C, Apr 7, 2017
  5. sps170373

    sps170373 Moderator
    Staff Member

    Joined:
    May 24, 2013
    Messages:
    7,860
    Likes Received:
    3,092
    I have AA cover through my bank account as an account benefit (platinum account Lloyds bank) well worth checking to see if your bank offers similar for the monthly fee

    have used it for both bike and car before with no problems
     
    #5 sps170373, Apr 7, 2017
    • Agree Agree x 1
  6. Muffking

    Muffking God Like

    Joined:
    Jun 30, 2012
    Messages:
    5,837
    Likes Received:
    2,831
    +1
    Called them to help fix a puncture on my previous bike with no problems.
     
    #6 Muffking, Apr 7, 2017
  7. sps170373

    sps170373 Moderator
    Staff Member

    Joined:
    May 24, 2013
    Messages:
    7,860
    Likes Received:
    3,092
    Throttle cable snapped on my old 650gs came out and repaired and got me on my way

    alternator went in my old car and replaced at side of the road for just the cost of the part which turned out cheaper than taking to a garage and having new fitted there as cost for part only
     
    #7 sps170373, Apr 7, 2017
    • Like Like x 1
  8. RepsolPaul

    RepsolPaul Well-Known Member

    Joined:
    Dec 22, 2013
    Messages:
    841
    Likes Received:
    290
    With Barclays and get RAC cover, got a puncture on my bike and in under 17 min from when I called to riding away !!
     
    #8 RepsolPaul, Apr 9, 2017
  9. Fraz

    Fraz Active Member

    Joined:
    Oct 11, 2015
    Messages:
    79
    Likes Received:
    29
    Thanks everyone, great info. Going to try my bank first and see what they can do for personal breakdown
     
    #9 Fraz, Apr 9, 2017
  10. tazmania_1981

    tazmania_1981 Active Member

    Joined:
    Aug 28, 2014
    Messages:
    183
    Likes Received:
    21
    RAC personal cover for years here good for car etc for bikes they used to have a fleet for bikers now they don't have them contracors recently I had to call them and I was asked towait 3 hours before someone could even come and it was another 2 hours before they could tow me to my home which is only 5 miles away

    these days rac is only good for puncture repair or they tow it away with contractor which is pain.
     
    #10 tazmania_1981, Apr 9, 2017
  11. SimonRR

    SimonRR God Like

    Joined:
    Jun 11, 2012
    Messages:
    4,223
    Likes Received:
    2,060
    Yeah I have AA too, personal cover as driver, rider or passenger, it covers me anywhere in uk
     
    #11 SimonRR, Apr 10, 2017
  12. bonjo

    bonjo Active Member

    Joined:
    Aug 15, 2013
    Messages:
    1,370
    Likes Received:
    227
    I use GEM which is a personal cover: the vehicle I am in (or on) is covered. Good reviews (autoexpress) and price but fortunately not needed them in the past 3 years
     
    #12 bonjo, Apr 13, 2017

Share This Page