Bike Insurance Questions

Discussion in 'General 1000RR Discussion' started by samuk, Mar 19, 2014.

  1. samuk

    samuk Well-Known Member

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    Hi,

    Renewal time is up...been quoted £180, online managed to get a quote of £90 from the same company... lol

    Some questions..i just realised, then when i put my reg number in - i have a selection to choose from...one is a Fireblade 03 - 07 the other is a Repsol 05 on...

    i think my current insurance is down as Fireblade 03 - 07 (maybe i did this by mistake, i do not remember)....my insurance is due to expire...

    so shall i tell them that it is a Repsol and i made a mistake on the selection lat year? will this effect anythis? my NCD's? maybe? It goes from £90 to £111 for the year

    Declared crash bungs - online quote went to £115, then tried full race exhaust and no increase... lol

    So

    3rd Party Fire & Theft: £115 (£100 excess)
    Fully Comp: £194 - with £250 Excess (or shall i go for £100 excess and £205 insurance)

    Sam


    EDIT: eeerm, just noticed the NCD was not protected..so i selected the option and..

    Fully Comp: £185
    3rd party fire and theft - £111
     
    #1 samuk, Mar 19, 2014
    Last edited: Mar 19, 2014
  2. iang27

    iang27 Active Member

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    Who was the quotes through ?

    I use Topcashback when getting quotes or buying anything, got £861 cashback in the last year or so.

    Cannot imagine it will affect any no claims, you will just be down as having another year claim free.
     
  3. samuk

    samuk Well-Known Member

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    i just use bennetts.. as i has a accident little over 4 years ago..and bennetts only ask for the last 3 years...

    will check out Topcashback
     
  4. Bloy182

    Bloy182 Active Member

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    they say honesty is the best policy, but insurance companies shaft you left right and center either way lol

    It shouldn't affect your ncb because it was wrong last year, better tell them now in case you have to claim because they try and use anything against you to avoid paying out
     
  5. samuk

    samuk Well-Known Member

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    a power commander takes my insurance up to £820!!!
     

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