Insurance Renewal/HM Quickshifter

Discussion in 'General 1000RR Discussion' started by morpheus20170, Feb 4, 2014.

  1. morpheus20170

    morpheus20170 Active Member

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    I am coming up for my insurance renewal at the end of the month and I'm not sure if I should mention that I've got a HM Quickshifter.
    Can I have your thoughts please?
    I unfortunately got 3 points last year, I've got a PC3, Harris levers, Puig screen, braided hoses, Akrapovic slipon, K&N filters, pro bolt titanium race spec bolts.
    What have you guys/girls done that have mods especially those riding the roads with a HM shifter?
    Cheers Paul
     
    #1 morpheus20170, Feb 4, 2014
  2. Jamiestrada

    Jamiestrada JamieMultiTraitor

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    I told them didn't seem to make any difference, anything engine related exhaust, pcv, HM plus I have told them about anything non performance rearsets frame covers etc they said wouldn't be covered or replaced with OE parts ... That's MCE insurance
     
    #2 Jamiestrada, Feb 4, 2014
  3. fez.57

    fez.57 Well-Known Member

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    I listed everything on mine and it went up by £50 which I am happy with, at least its all declared if the worst happens and they and refuse a claim
     
    #3 fez.57, Feb 4, 2014
  4. billo01

    billo01 Member

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    Declare everything, don't give em an excuse.
     
    #4 billo01, Feb 4, 2014
  5. sinewave

    sinewave God Like

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    Rules have legally changed now and they have to specifically ask you about modifications / extra's.

    If they don't ask then it's not a problem.
     
    #5 sinewave, Feb 4, 2014
  6. Mike07

    Mike07 Active Member

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    The way I try to look at it is, would I have wished I spent the extra £50.00p if it all goes pear shaped.
    I think Insurance is quite competitive these days, they want your money and won't turn you away.
    Good Luck, Mike.
     
    #6 Mike07, Feb 4, 2014
  7. bradt

    bradt Elite Member

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    I would declare all your mods, it may increase your premium but in the event of a claim it gives them an excuse not to pay out, because you didn't tell them.

    I am not to familiar with this new dont ask, dont tell policy.
     
    #7 bradt, Feb 4, 2014
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  8. sinewave

    sinewave God Like

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    #8 sinewave, Feb 4, 2014
    Last edited: Feb 4, 2014
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