Just arranged my travel insurance for euro trip later in the year, I was asked if I would be taking part in any hazardous activities (assumed they meant would I be riding a moped in flip flops and shorts )I told them that I wasn't, but I was touring by bike ( was it over 125cc ? ) just a bit, I told them and bang the insurance premium for health etc was tripled. So for anyone taking their bike away to Europe and wanting to have extra health cover, check you are covered.