I got a decision to make

Not a problem. With a world population of 7.7 billion, I am one of very few determined to keep the faith! I'm even getting psyched up to order a Ryuichi Kiyonari helmet - if ever they get re-released!!

 

I don't care about the warranty...and this is the bike:

 

looks good, its going to be fun on track for sure

 

Gen3 was the best out-of-the-box track bike.
But an unfortunate crash on 2019 can be very expensive.

 

I buy TD insurance just in case, would rather enjoy my superbike for what it was intended, but like to cover all bases just in case

 

I am not really worried about insuring it if I make it a track bike. It's not like there's a loan on it that I'll have to pay.

 

No loan here either but just in case it's a write off I pay a bit of insurance to cover that

 

That makes sense.