when you go for rock bottom prices, then you have to expect there are catches in the policy and the service. After all they are a business and have to make money. I found with the more expensive companies, the cover is better with fewer restriction but nevertheless, I do (and recommend) you read the policy booklet so that there are no surprises. I switched to bennetts from MCE this year because of the excess and the garage clause I also find that the details you enter into the price comparison sites are not always fully transferred to the provider's site